October

So now that October is starting, a fresh new month with no mistakes in it yet, I'm ready to retackle my challenges!

OK, after all spending on various everythings we have $11,318.50 left to spend for October.

Some stays in checking ($6,067.27). It goes for:

House payment $1,933.23; Daycare $1,325.00; Amex $930.77; Groceries $800.00; HELoC $531.80; Rainier Pacific Visa $176.00; Trip to the dump $75.00; Cable $69.08; Internet $56.21; Phone $50.00; Sewer $48.73; Weight Watchers $39.95; Gymnastics $30.00; TRA $1.50.

Some comes out in cash ($1,387.00):

Entertainment $400.00; Gas $240.00; Car care $200.00; Dog care $150.00; Blow Money Me $100.00; Blow Money Ron $100.00; Co-pays $85.00; House $50.00; Dry Cleaning $50.00; Postage $12.00.

Some goes into short term savings ($3,864.23):

Car insurance $1,607.80; Ron's Birthday $300.00; Firewood $230.00; Halloween $100.00; Ron Haircut (October) $19.00; Owen Haircut (October) $15.00; Chimney Sweeping $250.00; Grandma Rose's Birthday (November 2nd) $50.00; Anniversary (November 13th) $300.00; Mom's Birthday (November 22nd) $50.00; Ron Haircut (November) $19.00; Robby Haircut (November) $19.00; U.P.S. Annual Fund $200.00; Robby Tuition (December) $704.43.

After these contributions, the balance of our short terms savings is $5,179.00:

Sharon's Birthday $50.00; Ron's Clothing $329.77; Me Clothing $400.00; Haircuts $91.00; Pictures $300.00; Car Insurance $1,869.80; Ron's Birthday $300.00; Firewood $230.00; Halloween $100.00; Chimney sweep $250.00; U.P.S. Annual Fund $200.00; Grandma Rose's Birthday $50.00; Anniversary $300.00; Mom's Birthday $50.00; Robby Tuition $658.43.

We didn't put anything into long term savings this month but after earning a couple of dollars in interest our balance is $581.34:

EF $100.00; Arizona trip $481.34.